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Declining Commercial Market

U.S. UNINSURED RATE, 2000-2023

U.S. HEALTH INSURANCE COVERAGE, 2022

Most Americans Have Commercial Insurance

After 2018, the uninsured rate trended down to 7.7% as of early 2023.

But the Number of Commercially Insured Americans Continues To Steadily Decline

Commercially insured Americans account for most of the profitable revenue across the health economy. However, the share of commercially insured Americans — including employer-sponsored, Marketplace, direct-purchase and TRICARE — dropped 0.3 percentage points from 2021 to 2022.

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